Deputy of MLRO - AML Department (m/f)

Responsibilities: AML Operational Oversight: - Support MLRO in overseeing the AML/CFT framework - Act as a substitute MLRO when required - Review high-risk customers and EDD files - Approve or escalate suspicious activity cases - Ensure proper regulatory reporting to the Croatian Financial Services Supervisory Agency (HANFA), where applicable - Monitor and assess the latest AML/CFT regulatory developments and guidance at the EU and Croatian level (including the AML package, EBA/ESAs guidance, FIU/HANFA communications) - Monitor updates to applicable sanctions regimes and restrictive measures (EU/UN/OFAC/UK, as applicable), including sanctions list changes and related implementation requirements - Perform ongoing analysis of emerging ML/TF typologies and financial crime trends (including crypto-related risks), and ensure timely updates to internal controls, monitoring rules, and procedures Transaction Monitoring: - Oversee daily monitoring alerts - Ensure proper documentation of investigations - Conduct case reviews and quality checks - Identify typologies and emerging risks Reporting: - Prepare Suspicious Transaction Reports (STRs) - Ensure timely submission to the FIU - Maintain AML reporting logs Risk Management: - Participate in AML Risk Assessment - Maintain the customer risk scoring methodology - Review sanctions screening results Internal Controls: - Assist in AML policy updates - Conduct AML internal reviews - Support regulator inquiries

Education & Background: - Degree in Law, Finance, Economics, or a related field - 3-5 years of experience in AML/CFT, compliance, or financial crime prevention - Experience in: Crypto exchange / fintech / EMI / bank (advantage) - Practical experience in transaction monitoring & STR reporting Regulatory Knowledge_ Strong understanding of: - Croatian AML/CFT legislation (including the Act on the Prevention of Money Laundering and Terrorist Financing and related by-laws) - EU AML Directives (AMLD5/AMLD6) - EU Transfer of Funds Regulation (Travel Rule) - Sanctions measures - MICA (AML-related obligations for CASPs) - Experience interacting with the FIU, Croatian Financial Services Supervisory Agency (HANFA), Croatian National Bank (if applicable), or other competent authorities (advantage) Technical & Analytical Skills: - Experience with AML monitoring tools - Understanding of - Blockchain analytics tools (Chainalysis, TRM, Elliptic, etc.), - Risk-based customer classification - Ability to conduct enhanced due diligence (EDD) - Ability to draft internal AML procedures Personal Qualities: - High integrity and discretion - Strong analytical mindset - Ability to act independently - Attention to detail